How You Can Receive a Small Loan Even with Bad Credit

by | Sep 14, 2016 | Financial Services

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It can be frustrating to have an unforeseen expense come up in between your paydays. Perhaps you have a bill that you overlooked and now you do not have enough funds to pay the debt.  Maybe you have fallen ill with a cold and require medication to help you overcome your sickness. The last thing you want to do is write a check that will be returned and cost you even more money in the end. When you pay with a check that you cannot cover, you can face fees from both your bank and the company you made the payment to. You just need enough cash to help you get through until your next paycheck and you’re afraid credit history can prevent you from gaining a loan. A company that offers cash advances can be the solution that you are looking for. They offer bad credit loans to clients who require money to cover unanticipated expenditures until their next pay day.

Why Your Credit Score Does Not Matter with Short Term Loans

When you select to apply for a small cash advance to tide you over until you are paid, you do not have to worry about if your credit is good or not. A payday loan is not a large advance that will require you to provide collateral to receive the cash. It is a small loan that is based on how much you are paid, whether from your job or another source of income. You can receive small amount of cash that is based on a percentage of your paycheck. Once you have been paid you simply need to repay the lending office the amount of your loan and the additional fee for the advance. Your job or source of income is all the proof you need to verify you will be able to pay the loan back.

Find a Cash Advance Store Near You to Avoid Returned Check Fees

You do not want to risk the chance of a check being returned. In the end, you can possibly pay more in fees than for the amount of money you wrote the check for. Short Term Loans offers their clients a safe and secure way to find a facility that offers payday loans near them. Do not worry that your bad credit will prevent you from obtaining a cash advance when all you need to do is provide them with a few documentations to get approved.