Public adjusters in Hampton, NY hold a niche position in the homeowner’s insurance industry. If you want to file a claim for damages on your home, you could just file a claim and rely on the insurance company’s estimate of what the damages are worth. That usually places you in a not so good position because insurance companies will almost always estimate the damages as less than they are. Hiring a public adjuster to help you file your claim ensures that you will get a more accurate estimate of the damages.
What Public Adjusters Do
When you hire public adjusters in Hampton, NY to help you with your home’s damage claim, an adjuster comes to check out the damages. The estimates of the extent of damages and costs to repair and rebuild are based on current market values. A public adjuster may draw the same conclusion as the insurance company or may estimate higher or lower. Either way, you would get a much better sense of what your claim should be and what the check should be when you get it.
Why You Should Hire a Public Adjuster
A public adjuster works for you, not the insurance company. Any adjuster the insurance company sends to your home is there to create an estimate for the claim in favor of the insurance company. That might be less than you would expect to help you fix your home. If you want a fair estimate of damages to your home, contact Ruben and Rosen via rubinandrosen.com
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