Car accidents occur on a frequent basis, with most people being involved in at least one accident in their lifetime. When a person becomes the victim of a car accident, they need to be aware of certain rights they hold in pursuing fair compensation. The statute of limitations for any personal injury claim in New Hampshire is three years, according to the NH Rev Stat § 508:4(I). Those who are seriously injured need to contact an attorney in Albuquerque, NM.
An attorney can help an injured victim begin the pursuit of compensation. Often, this first involves a victim filing a claim with their own insurance company and with the company of the at-fault driver. The insurance adjuster will soon contact the victim and ask for a recorded statement. This is one of the key aspects of the settlement process and should not be taken lightly, as it can often cause problems in a person begin given a fair settlement.
The most common reasons for insurance claim denials include:
1. Liability dispute
2. Policy exclusions
3. Failure to notify
4. Lapsed policy
The insurance company has a duty to act in good faith. If they cannot give a good reason for denying a claim, they can be held accountable to the law. Most insurance companies have a firm process for appealing a denial. An attorney can be helpful in the appeals process and can negotiate with the insurance company to ensure a fair outcome.
When a victim hires an attorney in Albuquerque, NM, the victim can rest assured their attorney will become an advocate who is working on their behalf. The attorney can work with the victim’s own insurance company for medical payments and will pursue the other driver’s insurance to ensure they pay the amount owed.
Injured victims who feel they are being given the runaround by the insurance company are urged to seek help from an attorney. For further information, visit website. Contact Carter & Valle Law Firm and ask them to schedule your consultation. With a free consultation appointment, you can learn how they can help you with your insurance claim. They can also help with pursuing a lawsuit.
