Mandatory Auto Insurance Coverage
As a car owner in Indiana, you must purchase mandatory auto insurance coverage in accordance with state guidelines. Certified car insurance companies in Indianapolis, IN, offer minimum policies for your registered motor vehicle. You should buy a clause that covers bodily injury liability during an accident. Regardless of who’s at fault in the crash, such a policy will cover the medical expenses of all injured individuals. Car insurance companies in Indianapolis, IN, also sell property damage liability, which covers any expenses involving damaged objects on and off the road. For instance, this plan will pay for any trees and landscaping that you hit with your vehicle. If you crash into a fence on a private property, the policy will also pay for any outstanding damage. Additionally, property damage liability plans will cover any repairs for utility poles and other public infrastructure.
Optional Car Insurance Plans
Licensed car insurance companies in Indianapolis, IN, will sell optional policies for extra peace of mind and convenience. You could purchase uninsured motorist coverage, which is usually applied in hit-and-run situations. If you’re involved in an accident with an honest driver who lacks auto insurance, your policy will pay for any relevant expenses. Collision coverage is another optional clause for auto insurance in Indiana. This policy will pay for any damage that you cause to fixed objects on and off the road, including guardrails. If you live in an area that’s subject to severe storms, consider buying comprehensive insurance for your vehicle. Contact the Thompson Group to shop for auto insurance in Indianapolis.
