The Basics of Workers Comp

by | Oct 12, 2018 | Law Services

Recent Articles

Categories

Archives

Workers compensation, or workers comp, is a type of insurance that business owners provide which can cover the expenses associated with an injury while on the job. These can be medical bills, lost wages, and anything else associated with the injury. The benefits for workers’ compensation are set by the state workers’ compensation commission.

Workers comp lawyers in MN can help the injured employee when their workers’ compensation claim is denied. Workers compensation claims can be denied for any number of reasons, and a workers’ compensation attorney can help to fix the issues.

It is important to know that with a workers compensation claim you do not have to prove that the employer was at fault. A workers compensation claim is not like a car wreck lawsuit in which you have to prove the other party did something wrong. Whether an employer is at fault does not make a difference at all for the claim. All that the employee has to do is prove that the injuries occurred while at work.

When a claim for workers comp is filed, the injured employee must go to the healthcare provider specified by the employer. This is because only certain medical providers are on their workers’ compensation policy. If you refuse to go to their medical provider, then your claim can and will be denied.

When looking for a workers comp lawyers in MN, you should understand exactly their fee schedule. Most workers comp lawyers will work on a contingency fee which means they do not get paid unless they win the case.

All states have a workers compensation commission. The purpose of the commission is to help settle disputes. Another purpose is to approve how much worker compensation lawyers can charge for their fee. A lawyer that works on contingency can typically charge 25% or 33.3% fee of the total compensation awarded to the employee.