The time has come at last. You have worked hard all your life and finally signed the papers on your very first home. From being in escrow to signing the papers, and from credit checks to finding home insurance, buying a home can be overwhelming and confusing the first time. If you are confused on how to get home insurance in St. Augustine area as a first-time home buyer, read on below for a few tips that might help you.
Don’t Skimp on Your Coverage
While it is simple and tempting to skimp on your insurance for your home, it is important to make sure that your home is covered by more than just the standard policy. There are some events that a standard policy just won’t cover, and you want to be prepared for those.
Make Sure to Shop Around
The price for home insurance in St. Augustine is just as it is with anything else you purchase in the world: different companies have different rates to offer. Make sure you shop around to ensure that you are getting the best coverage for the lowest price. Make sure to ask about any discounts that are available.
Make Sure Your Credit is Sound
While you know that your credit matters when it comes to buying a home, very few homeowners realize that your credit matters when you go to get your homeowners insurance as well. Most companies use your credit score to determine what type of policy risk you might be. Try to get your credit right before purchasing homeowners insurance for the best deal.
These are just a few tips to help you get the right insurance as a first-time home buyer. From making sure your credit is sound to shopping around, make sure to contact the professionals at St. John’s Farm Bureau today for more information.
